By MELISSA LAMBARENA of NerdWallet
With rising costs of goods and services, turning to “buy now, pay later” plans when you check out can be tempting. With no interest or fees, not to mention the predictability of installment plans, this option seems like a more ideal payment method than a credit card. But using these plans to simplify your finances may be hit or miss. When the road isn’t as smooth with a buy now, pay later plan, you might regret not having used a credit card if you had the option. Explore some ways credit cards can outperform buy now, pay later plans.